Retirement: Mutual Funds

Investment Growth & Dividend Success 

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A validated method to build and maintain retirement wealth is investing in Individual Retirement Accounts (IRA) having mutual funds that have gains in good times and minimal losses in bad times. Individual Retirement Accounts are subject to IRS policies provide tax breaks to help you build and increase retirement savings at an accelerated pace. An IRA consist of financial assets that you manage and you control. 

Mutual funds are security investments of companies that collect funds from the investor and pool the assets for the purpose of building a portfolio of securities according to established objectives. Some mutual fund objectives are categorized: International Equities, Large-Cap, Small-Cap, Mid-Cap, Multi-Cap, Equity Income, Variety of Specialty, Balanced, Bonds, etc. A mutual fund is always assigned into an investment category and the assets are detailed in the prospectus.

After analyzing thousands of mutual funds over 15 years, a database of 300 outstanding mutual funds has been established. The long–term criteria of each mutual fund includes: 
  1.  Large income distribution
  2.  Above average performance
  3.  High return

​From this group, the best 25 Equity mutual funds and 10 Bond funds were selected. Based on the Market close of December 31, 2015 here is valuable insight information.

  1.  25 Equity mutual funds' average 3-year distribution: 6.04%.
  2.  Average 3-year performance: 7.58%.
  3.  Average 3–year return: 13.62%
  4.  10 Bond mutual funds' average 3-year distribution: 4.03%.
  5.  Average 3-year performance: 1.54%.
  6.  Average 3 year return: 5.57%.

Challenge. See if you can find mutual funds that achieve this type of superior success. Just keep in mind that, while you are burning the midnight oil, we have accomplished this feat for you and the facts are here!

Mutual Interest Data Service, Ltd.
P.O Box 55365
Trenton, N.J. 08638

e-mail: largedividends@verizon.net